A professional can assume your identity in just a few hours, but it can take years for you to restore your identity.
Identity theft victims spend countless hours and an average of $1,200* in the quest to clear their name.
*Federal Trade Commission
Think you're not at risk?...
Unfortunately you are.
- Do you hand your credit card to servers at restaurants?
- Do you sign your credit cards?
- Do you supply personal information over the internet?
- Do you keep you Social Security number in your wallet or purse?
- Do you leave mail at your home or business for the postal carrier to collect?
- Do you shred unwanted mail with personal information?
Credit Report
Evaluate your current credit standing with:
- An up-to-date report through Experian at no added cost
- A personal credit score calculated by an independent scoring service
- A detailed analysis of your personal credit score
Experts recommend that you review your credit report regularly. The Identity Theft Shield makes it easy.
Continuous Credit Monitoring
Suspicious activity will be brought to you attention, providing you with early detection.
You'll receive prompt notice if the credit repository (Experian) is notified that:
- New accounts have been opened in you name
- Derogatory notations have been added to you credit report
- Public records have been added to you report
- Inquiries have been made against your report
- A change of address has been requested
Identity Restoration
Coverage begins as of your membership effective date. Identity theft can be devastating, and the process of restoring your name can be overwhelming and costly. You need more than "do it yourself" information if it happens to you.
With the Identity Theft Shield a trained expert will take the steps to help restore your name and credit for you!
- Help reduce your out-of-pocket expenses and time spent away from work with valuable services from detection to resolution
- Kroll's Licensed Investigators will work on your behalf to help correct identity theft issues you have with affected agencies and institutions, all three credit repositories, Federal Trade Commission, Social Security Administration, Department of Motor Vehicles, U.S. Postal Service, law enforcement personnel...and other organizations that may be affected.
- Fraud Alert notifications will be sent on you behalf of all three credit repositories, Social Security administration, Federal Trade Commission, U.S. Postal Service and affected credit card companies financial institutions.
- Proactive searches of applicable local and national databases will be made on you behalf to look for information you may not be aware of, including: criminal activity in you name in your country's records and certain federal watch lists. Department of Motor Vehicle records in your state, unknown addresses affiliated with your name, and banking activity in your name reported as fraudulent.
You'll have a toll-free number to report and potential discrepancy in your credit report.
If the discrepancy is identity theft, a Fraud Restoration package will be rushed to you and our investigators will assist you every step of the way.
Don't wait until it happens - enroll and get peace of mind today.
Credit monitoring and restoration provide incredible support but they may not include the access to attorneys especially if you are being arrested for a crime that you didnt commit. That's where the Life Events Legal Plan gives you the full support that you need. Take a look at our nationwide legal plans. When coupled with our Identity Theft Shield it gives you the most comprehensive protection against Identity Theft in the marketplace today!